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Prepare for those out of pocket expenses.

Medicare was never designed to cover all healthcare costs. And it still doesn’t cover deductibles, copayments and coinsurance. It may leave you exposed in the case of extended hospital stays or if medical care is not covered when travelling outside the U.S.  


What Medicare doesn’t cover or only partially covers.
  • Deductible and coinsurance amounts
  • Custodial nursing home care
  • Dental and vision care
  • Skilled nursing facility care
  • Home health care
  • Long-term care
  • At-home recovery
  • Emergency care during foreign travel
  • Hospitalization
  • Medical expenses
  • Blood
  • Physician’s charges in excess of Medicare approved amount
  • Hearing aides
What the gap in coverage could cost you.
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Even with Medicare Part A & Part B, you may find yourself paying for health care costs out of your pocket. What if an illness requires an extended hospital stay, or if you should need nursing care down the road? No wonder so many Medicare beneficiaries consider Medicare Supplement insurance plans sold by private insurance companies.