Get Covered

Don’t leave yourself financially exposed.

Medicare was never designed to cover all healthcare costs. And it still doesn’t cover deductibles, copayments and coinsurance. It also leaves you exposed in the case of extended hospital stays or medical care when travelling outside the U.S.  

As a Medicare beneficiary, you will have to share the cost of services with the government. And due to the rising cost of healthcare and new legislation, the burden of expenses has shifted even further to you. You may be surprised at the gap in coverage  .     

What Medicare doesn’t cover or only partially covers.
  • Deductible and coinsurance amounts
  • Custodial nursing home care
  • Dental and vision care
  • Skilled nursing facility care
  • Home health care
  • Long-term care
  • At-home recovery
  • Emergency care during foreign travel
  • Hospitalization
  • Medical expenses
  • Blood
  • Physician’s charges in excess of Medicare approved amount
  • Hearing aides
The gap in coverage. A risk you can’t afford.
Even with Medicare Part A & B, you could be paying thousands of dollars in expenses out of your pocket. If an illness requires an extended hospital stay, or if you should need nursing care down the road, your expenses could mount by the day, putting your retirement income at risk. No wonder so many Medicare beneficiaries purchase standardized Medicare Supplement Insurance or Medicare Supplement plans, sold by private insurance companies.
Costs change each year.
Hospital stay days 1-60 = $1,288 
Days 61-90 @$322 per day = $9,660
Days 91-150 @$644 per day = $38,640 
Skilled nursing care @$161 per day = $12,880 
Subtotal = $62,468 to cover some of the gaps in Part A alone